Imagine working with a local lender and community leader who believes when they meet with you that

Stregthen your offer with an Optima Bank & Trust Prequalification.  Welcome home! 

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Find out how much house you can afford and so much more

"Whether you are a first-time homebuyer, an existing homeowner or working on a construction project, we have a loan program to help you with what you need.  Please contact us, we want to be your partner in homeownership."


Robert P. Gagnon

Senior Vice President, Home Lending Group

About Us

Optima Bank & Trust provides an extraordinarily high level of personal, private banking service to our clients.  We offer a wide array of products and services, including deposits, loans and investments, to individuals, and to small and medium sized businesses.  The Bank customizes its products and services to satisfy specific situations, and the personal attention we provide makes doing business with Optima Bank & Trust a unique experience.

Our Home Lending Team is a group of premier lenders in the markets we serve.  They have the depth of knowledge and expertise to assist any client no matter how easy or complex their situation is.  When you meet with or speak to any of our Home Lenders, they always begin with one thing in mind, "How can we make your dreams a reality?"